Avoid these 4 mistakes to prevent financial fraud

Avoid these 4 mistakes to prevent financial fraud

In recent years, there has been a rise in online financial fraud incidents. Scammers and fraudsters use fake websites, emails, text messages, and phone calls to steal people’s personal data, including bank accounts and social security numbers. They employ various methods to deceive individuals into giving away their valuable private information, all with the intention of stealing their hard-earned money. To prevent financial fraud, here are some mistakes you should avoid. Don’t fall for claims that say you have won a prize One common method scammers use to obtain private information is by posing as representatives of popular brands or organizations. They may claim that you have won a lottery or that someone entered you into sweepstakes and you have won a large sum of money. But to receive this money, you will have to pay a fee. Under this pretext, they might steal your bank account information and siphon off all your savings. Do not fall for calls from scammers pretending to be from an organization you know Often fraudsters pretend to be representatives of the government. They use real names of federal agencies such as the Social Security Administration, Medicare, or the IRS. Some even make up names that sound official. Sometimes, scammers will tell you they are calling from a business you may know, such as a popular tech company or a utility company. One of the common ways of impersonating an organization is by claiming that they are contacting you on behalf of a famous charity to ask for donations. In such cases, the phone number is masked to look legitimate on your caller ID. Don’t believe someone who says you might be in trouble To avoid financial fraud, it is important not to trust someone who calls you and claims you have a problem. They might falsely assert that you owe money to the IRS or have violated the law and are in trouble with the government.
What to keep in mind before buying a pair of earphones

What to keep in mind before buying a pair of earphones

Whether you are looking for cheap earphones that you can replace every few months or investing in a good set of earphones, there are some things to keep in mind before buying a new pair. While most of us depend on advice from our peers or online portals before making a decision, there is something more important to consider: what we expect from them so that we can be clear about our purchase. Broadly, earphones can fall into three categories: In-Ear : In-ear headphones (also known as in-ear monitors) are great for people on the go as these are handy and offer excellent sound quality. Most models today feature a True Wireless System (TWS), which allows for a wire-free experience. Their size makes them convenient to carry around. On-Ear : On-ear headphones (or supra-aural headphones) are bigger but may not offer the best sound isolation due to their size. Over-Ear : Over-the-ear headphones (also called circum-aural headphones) are comfortable to wear for a long period and offer excellent sound quality. Their only drawback is that they are much larger than the other two varieties, making them heavier in weight. With in-ear headphones gaining immense popularity today, here are some things to consider before buying your next pair: Battery life Most wireless earphones offer a playback time of three to five hours, after which the earbuds need to be put back into their charging cases to recharge. The charging case is equipped with a battery that can top up the charge on your earphones three to four times. When buying a new pair, look closely at the specifications for battery life for the earbuds or AirPods, as well as the charging case, to check if they fit your needs. Controls Many wireless earbuds models feature control pads or buttons on the earpieces that let you attend/cancel phone calls, change volume, skip tracks, or issue voice commands.
6 mistakes to avoid when buying a new computer

6 mistakes to avoid when buying a new computer

Buying a new computer can be incredibly expensive, given the significant investment it requires. Also, the amount of choice available in terms of prices and configuration can make the whole process of buying a new device very overwhelming. Shoppers often make mistakes when buying a new computer, especially those who are less tech-savvy. In this article, we’ve listed a few common mistakes you can avoid when buying a new computer. Purchasing a computer that does not meet your needs Before buying a computer, it is important to determine your needs, whether you want to use it for home, work, or gaming. There is no reason to buy a computer with tons of RAM if you are not going to use it for heavy workloads or gaming. Shoppers often spend more money on features that they do not need. Before buying, you must list all the features you need and purchase the best one that meets your needs. Not thinking about other costs If you buy a gaming computer, be aware of what is included in your purchase. Most computer software is accessible on a trial basis, and you would need to pay after the trial period ends. It is best to look for deals where software is included in the price to help save money. For example – many computers come standard with Windows 10. Again, shoppers often forget to buy antivirus software, a must-have when buying a computer. Some computers may come with a 90-day free virus scanner; if you want to use it, it is best to purchase the updated software. Paying for an extended warranty Most computers come with a 1-year warranty, and it is better to skip the extended warranty when buying a new computer. Extended warranties are available for a fee, and companies profit significantly from them.
10 best places to shop for Cyber Monday shoe deals in 2022

10 best places to shop for Cyber Monday shoe deals in 2022

Cyber Monday, which falls on the Monday following Black Friday every year, is one of the most significant events for shoppers. Many businesses provide massive discounts on online-only purchases, so it is the best opportunity to complete all of your holiday shopping during this time and save money. If you are looking for shoes and sneakers, here are the top ten places to head to when the sale begins this year. Nordstrom Last year, Nordstrom had an extended Cyber Monday sale. In the women’s shoe category, you could find many last-minute discounts on popular brands, such as Tory Burch, UGG, and Sam Edelman. The North Face, L.L. Bean, and Adidas had great deals on men’s shoes. Converse sneakers were available for under $50, and the Nike Waffle Trainer for $75. ALDO ALDO offered up to 50% off online and in shops; you can expect the same in 2022. It is a great place to start your pre-Thanksgiving shopping. They, too, have an extended sale that may last through Cyber Monday and beyond. Amazon While Amazon’s deals primarily focus on home and kitchen items, tech gadgets, and devices, their Fashion section has some excellent shoe deals. UGG shoes were up to 30% off, Under Armour sneakers were up to 25% off, and slippers were up to 30% off. DSW DSW will likely begin its shopping season shoe sales early this year, and the deals are expected to remain strong through Cyber Monday. Expect up to 30% off brands like Nike, Adidas, and Steve Madden. Head to the DSW website and save money! Macy’s In 2021, Macy’s held two sales. The first was a Cyber Monday sale, which featured special pricing on hundreds of men’s and women’s shoes from UGG, Michael Kors, and Adidas. The second was the Friends & Family sale, which saw 30% off select items with the code FRIEND.
Fitness trackers – 10 best Black Friday deals

Fitness trackers – 10 best Black Friday deals

A fitness tracker will be on many Black Friday shopping lists this year. While it is on November 25, multiple deals are expected to pop up from early September to late October. Whatever your fitness mantra, high-tech fitness trackers can help you achieve your goals. And getting them at a discounted price is the cherry on the cake! Let’s check out some amazing Black Friday fitness tracker deals for the year 2022. Fitbit Versa 3 Continuous heart-rate monitoring, SpO2, support for NFC payments, a microphone for taking phone calls, and Google/Alexa assistance are some of the many incredible features offered by this tracker. Plus, unlike its previous variants, Versa 3 provides a built-in GPS for navigation. During the sale season, you might also find it priced under $200. Fitbit Charge 5 Fitbit Charge 5 delivers many upgrades to cater to your needs. Many online platforms offer it for under $150 for a limited period. Its features, like the bright OLED screen, electrodermal activity sensors, contactless payments, notifications, sleep tracking, heart monitoring, and timers, make it one of the most highly dependable fitness trackers. Garmin FENIX 7 Series A week’s worth of battery, topographical maps, touch screen, military-grade standard, up to 10 ATM water resistance, insightful training guides and programs, solar charging, and astonishing real-time stamina feature are the traits that make the 7 series an absolute hit. This series starts at $699.99, but you can get it for better deals during the Black Friday sale. Apple Watch SE Built-in GPS, cellular activity, contactless payments, and fall detection are the noteworthy features this watch provides for a sale price under $279. However, this mid-tier watch lacks features like EKG, always-on display, and SpO2. But it still offers abnormal heart rate alerts to keep your health in check. Samsung Galaxy Watch 4 If you are a Samsung phone owner, purchasing this watch for full-fledged fitness tracking is a decision you won’t regret.
Top 10 Cyber Monday 2022 deals on smart home devices

Top 10 Cyber Monday 2022 deals on smart home devices

Smart home deals can help you build the high-tech home of your dreams without breaking the bank, especially during the Cyber Monday sales. This year, save money on smart home products that make your home safer and more secure and your daily life more convenient. Check out some of the best deals on smart home devices available last year, so you know what to expect this year. Smart Doorbell The Ring Video Doorbell Pro allows people to answer the door from anywhere and can help secure their homes. The Ring Pro communicates with Alexa and sends alerts to Echo devices, allowing users to hear and speak to visitors completely hands-free. This holiday season, Amazon might offer it for as little as $100. Security Cam Arlo Pro 4 offers one of the best outdoor security cameras. This bundle includes three cameras, their respective batteries, and some extras such as a yard sign and anti-theft mounts, all for the same price as buying two of these cameras separately. At $200 off on Cyber Monday, this would be an offer you wouldn’t refuse. Smart Locks The August smart locks are remarkable for their convenient features and ease of connectivity. They include automatic locking and unlocking, a guest access record to monitor arrivals and departures, and electronic keys for visitors. The August Connect Wi-Fi Bridge, which provides remote control via the August app and voice control via Amazon Alexa and Google Assistant, is included in the discounted price of $120, while the Wi-Fi Bridge usually costs $79. Thermostat The smart thermostat uses technology to recognize your habits and make adjustments to save energy. The Nest thermostat, for example, often reduces heating and cooling costs by 10-12% and 15%, respectively, so it pays for itself. You can use the Nest app on your phone, tablet, or laptop to manage your thermostat from any location.
Here’s What to Expect from the Samsung Galaxy S24 Series

Here’s What to Expect from the Samsung Galaxy S24 Series

According to some sources, the upcoming launch of Samsung Galaxy S24 is creating a buzz in the market. The Samsung S23 was well received by its users, leading to high expectations from the new series. There are some rumored features and specifications that are expected to be included in the Samsung Galaxy S24, Samsung Galaxy S24 Plus, and Samsung Galaxy S24 Ultra. Here is what one can expect from these devices. Performance The performance of the S24 series is expected to be top-notch with the Snapdragon 8 Gen 3 processor. This new processor is expected to be 50% faster than the previous Snapdragon Gen 2 processor that powers the S23 models. However, there might be variations in the processors used based on the region of the phone. Non-US models of the S24 and S24 Plus may have the Exynos 2400 processor instead of the Snapdragon 8 Gen 3. The S24 Ultra, on the other hand, is expected to feature only the Qualcomm chip. As the launch date approaches, we can expect more information on these specifics. Design Speculations about the design of the upcoming Samsung Galaxy S24 series have been circulating in the tech community. While there has been no official confirmation from the brand, experts suggest that the new series may feature a flat frame design instead of the curved or rounded corners seen in previous models. It is anticipated that the S24 will have smaller bezels than the S23 and that the camera flash on the S24 Plus will be moved down slightly. The S24 Ultra is expected to have a flat screen with even slimmer bezels. Since Samsung has gradually been moving away from rounded corners, the flat screen may not be a complete surprise to their users after all. This new design also makes it easier and more convenient to hold the phone, making it safe to handle.
What to expect from 2022 Cyber Monday deals on refrigerators

What to expect from 2022 Cyber Monday deals on refrigerators

The holiday season is getting closer, bringing in deal days like Cyber Monday. Furnishing a house or replacing old appliances can be expensive, and there is no better time to buy the things you need. Last year, there were deals and discounts on all refrigerators, be it a side-by-side refrigerator or a mini fridge. To get an idea of 2022’s offers, make sure to check the list below of last year’s Cyber Monday refrigerator deals. What to expect from 2022 Cyber Monday deals on refrigerators Samsung 28 cu ft 4-Door French Door Refrigerator with FlexZone Drawer Best Buy offered $700 off on this Samsung 28 cu ft 4- Door French Door refrigerator last year. The fridge features Wi-fi, voice control, and LED lighting, among other top features. You can expect a similar deal this year too. LG LMXS28596D InstaView Door-in-Door Refrigerator This 27.8 cu ft refrigerator has a glass door on one side, and the Instaview lets you see food through the window. Interior lighting, water dispenser, and door alarm are just some other features of this wonderful appliance. This LG refrigerator, retailing at $3699, was down to $2999 at Best Buy on Cyber Monday last year. Kenmore 50043 Side-by-Side Refrigerator With a 25-cu ft capacity, this side-by-side refrigerator is a great addition to any kitchen. You will benefit from the sufficient storage space it offers. The in-door ice and water dispenser is an added bonus. The fridge was available on sale at Sears for $1079.99 (original price $1749.99) giving you a massive savings of $650. You may get a similar deal this year too. Whirlpool 25 cu ft Side by Side Refrigerator This sleek refrigerator was offered at a discount of $160. It features fingerprint-resistant stainless steel and an ice and water dispenser on the exterior. The fridge was on sale for $1439 at Home Depot, and the store might offer similar discounts in 2022.
10 Washer and Dryer Deals to Expect on Black Friday 2023

10 Washer and Dryer Deals to Expect on Black Friday 2023

With Black Friday sales just a stone’s throw away, now is the perfect time to get shopping lists in order. Brands are gearing up to offer attractive product deals and discounts, making home renovation and upgrades more accessible for many. One of these pricey investments is a quality washer and dryer. Based on last year’s Black Friday sales offerings, here are the top 10 best deals customers can expect on Black Friday 2023: Stackable washer and dryer sets Stackable or front-load washers and dryers have controls and doors on the front of the appliance. These can be placed side to side or on the other. This option is convenient for many laundry rooms and homes with limited space. Here are some notable deals on washers and dryers from last year’s Black Friday sale: 1. Last year, Samsung offered their extra-large capacity washer and dryer set with innovative technology for $1598. This was an $800 discount markdown from their original price, $2398. 2. Another great deal came from LG. The brand offered one of their best-selling washer and dryer sets for $1600, a 33% discount from their original price of $2400. Stacked laundry centers These are also an excellent option for homes with limited space. They are generally small enough to fit inside a closet. Unlike stackable washers and dryers, these cannot be stacked side to side, as it is a single appliance. 3. LG offered a staggering discount on stacked laundry centers for Black Friday last year. Typically priced at $2299, buyers could grab their stacked laundry solution at a discounted price of $1698 at major retailers like Home Depot. Washer and dryer combos Unlike stackable or stacked laundry options, these washer and dryer combos combine washing and drying functions into one machine. These can significantly reduce the space and money spent on laundry options.
8 Apple Vision Pro Features One Cannot Miss

8 Apple Vision Pro Features One Cannot Miss

Apple has always been at the forefront of technological innovations. Their latest pursuit of cutting-edge products has resulted in the development of the Apple Vision Pro, a headset that provides an immersive experience. This mixed-reality headset has changed how one interacts with one’s digital content. Here are some of the impressive features of Apple Vision Pro and what one can expect from the upcoming sales season if one wants to try out the headset. How does Apple Vision Pro headset work? The Apple Vision Pro headset boasts an impressive display that seamlessly blends augmented reality (AR) and virtual reality (VR) and provides high-resolution visuals of one’s surroundings. The screen placed on the inside of the device displays one’s surroundings, which are captured by sensors on the outside. Upon wearing the Vision Pro headset and activating it, users will have access to their apps displayed on the screen. In terms of functionality, it comes with customizable straps that wrap around the head to block out light. The device also involves numerous elements for proper fitting, such as multiple head straps, various sizes of light seals, and specialized options for those who wear lenses. Key features to look forward to Spatial computing Spatial computing merges the digital and physical worlds to enhance how people interact with computers. Apple Vision Pro uses sensors, cameras, and powerful technology to create an immersive digital experience, making users feel like they’re at the heart of a digitally enhanced environment. This technology goes beyond traditional screen-based interactions, seamlessly blending the real and digital realms. Display and processing The device is equipped with 12 cameras, including main and downward cameras, side cameras, LiDAR scanner, illuminators, five sensors, and six microphones. This ensures a remarkable visual quality and boasts a display resolution exceeding 4K per eye. This high level of precision immerses users in a realistic augmented reality, and the device utilizes M2 and R1 processors to deliver efficient and responsive performance for complex augmented reality applications.
50 unmissable Cyber Monday deals anticipated for 2022

50 unmissable Cyber Monday deals anticipated for 2022

Cyber Monday is on its way, and your wait for the steepest and deepest discounts will soon be over! It is the best time to shop online and offline for your favorite items. This year too, retailers will be offering the best deals on various products, including electronics, clothing, furniture, and more. Here is a look at the sales, discounts, and price drops you can expect in 2022 based on last year’s trends. Deals on clothing, accessories, and jewelry There were considerable discounts in the apparel, accessories, and clothing segment last year, and 2022 will be no different. If you are a fashion lover, get ready to enjoy massive discounts on different styles of clothes from your favorite brands during the Cyber Monday sale. Some best offers to expect include: 40% off on sweaters 80% off on branded products 50% off on orders of $150 or more and 25% off on orders of $250 or more 30% off on the best leggings 50% off on select shoes, purses, gloves, and other accessories 70% off on branded bags, shoes, and wallets 30% off on select brands online and in-store 30% off on trending fashion jewelry and free shipping when you spend $50 or more 50% off on branded athleisure and sports gear 30% off on Pandora jewelry Deals on makeup, beauty, and skincare products Beauty stores, both big and small, offer the most tempting deals on Cyber Monday. Each retailer caters to a broad audience in this segment, offering steep discounts, bundle deals, and much more. Some of the best sales and deals in this segment include: More than 50% off on FENCHILIN lighted vanity mirrors 40% off the NuFACE Mini beauty device 28% off on MZ Skin’s therapy mask with LED Light 30% off on most beauty products from premium brands 50% off on select branded beauty devices 35% off on branded makeup products 30% off on skincare products and a gift with purchases of $150 and more 25% off on products needed for an elegant and classic manicure 25% off on branded hair products 70% off on the best-selling makeup products and beauty tools Deals on décor and furniture Looking to refurbish your home this holiday season?
8 Black Friday Mistakes to Avoid This 2023 Holiday Season

8 Black Friday Mistakes to Avoid This 2023 Holiday Season

As the country approaches the most-awaited shopping season, the zest to purchase one’s favorite products and services has started rising. This excitement promises to reach a full crescendo by the time Black Friday arrives. Shopping may seem like the easiest of things to do, but people commonly make inevitable shopping mistakes that make their Black Friday less fun than it could be. As everyone builds up to the festive season, here are some Black Friday mistakes to avoid. Buying outdated tech products Retailers typically offer discounts on older models of smartphones, television sets, and other gadgets and appliances. Shoppers need to identify this and refrain from purchasing products with below-par performance and poor data security due to their datedness. Additionally, buyers need to check if any electronic that is available at super-cheap prices is worth the purchase. If, say, a smartphone is getting any upgrades within 2 or 3 months, it makes sense to wait for the newer model to emerge in the market before putting down one’s hard-earned money on it. Forgetting to check the return policies Certain retailers have more stringent Black Friday return policies in place than others. Such stores tend to mark down products that are out of date or undesirable. If shoppers end up buying such products, they may be unable to return them if they are unhappy with them. Therefore, before going on a shopping spree, it is advisable for shoppers to do their research and find which retailers offer the most flexibility in terms of product returns. Additionally, one should be mindful of whether retailers change their standard return policies during Black Friday. Spending more than one’s budget Everyone must determine how much they can spend during the holiday shopping season. After determining that, one can figure out the products they really wish to purchase.