Here’s how charity can impact a community

Here’s how charity can impact a community

Charitable work is overwhelming and exhausting, but it’s undeniably fulfilling at the same time. Being able to give back to a community that helps shape your life and future is a definitive way to address several issues we face in society. Building a sense of belonging through empathy will go a long way in creating healthy safety nets for people. Let’s look at how charity impacts the strength of a community. Creates a sense of fellowship Being involved in local activities and causes brings you closer to your community and creates a sense of security. These are your neighbors with whom you share a space, and wouldn’t it be nice to interact and evolve with them? Charity events are a good place to socialize with like-minded people, ensuring that some of your interests are similar and creating a solid groundwork for a cordial relationship. Utilized for specific causes Charities work toward solving specific problems in the community. These causes could be issues like justice for all genders, free education for all, and shelter for the homeless. If your community is struggling with an issue, there may be people working towards solving that problem. Helping a cause with several people is much better than just one person trying to make a difference. Societal upliftment While working with a charitable group, you will undoubtedly find the right people to connect with. Aligning your goals with theirs will help you uplift your community for the better! You all come with the same mindset and different skill sets, which can be extremely helpful. Charity in the form of donating your time and effort is also appreciated and not just money. Strengthens personal values Another way charity impacts the community is by strengthening the personal values of people who are getting involved. Empathy, compassion, and understanding are some of the most human traits that can strengthen community service and charity work.
5 safety tips for concert and festival goers

5 safety tips for concert and festival goers

The thought of attending a concert or a festival is an exciting one. You can watch your favorite artist perform live, sing and dance to their music, and enjoy assorted food and drinks. However, whether this is a one-day or weekend-long event, there are several factors that one may overlook, including safety concerns. So if you have considered attending any such event, here are five tips for ensuring you’re safe throughout it. Attend with a group Thousands of people may attend a concert or a festival on any given day. So, it is quite easy to get lost in such a big crowd, even if you look away for just a minute. Therefore, it is advisable to attend the event with friends and stick together. If you must separate, then always let them know where you are in case of emergencies. Moreover, you should share your smartphone’s location with them (and vice versa) so that they can find you easily. Identify an exit route Despite the level of security at a festival or concert, several factors may trigger panic among the crowd. Therefore, you must identify more than one exit route in the block assigned to you. In case one is blocked, you can always use the other. You should also look for marked exits and occasionally check if those routes are available. Hydrate constantly Many events begin during the day when the sun is overhead. So while you might enjoy dancing to the tunes from a favorite band, the heat might lead to dehydration and possible collapse. To avoid such symptoms or accidents, you should drink plenty of water throughout the concert. Other ways to stay shielded from the sun include wearing sunglasses and a hat. You should also look for shaded areas where you can relax in between sets.
Avoid these phone mistakes to prevent internet scams

Avoid these phone mistakes to prevent internet scams

For most purposes, mobile phones have made cameras, clocks, computers, and many devices redundant. With their ever-expanding capabilities, mobile phones today have also become increasingly vulnerable to online threats like nasty, damaging cyber-attacks and data pilfering. As per a 2022 study, mobile phones face more than 60 percent of digital fraud via stolen passwords and phishing attacks. To stay clear of these, one needs to avoid making some of the following mistakes: Installing fake apps on smartphones Scammers can create apps that look legit but are just viruses or other threats disguised as actual mobile applications. To avoid this threat, one needs to complete software and security updates regularly, provide personal information only if it is necessary, check customer reviews for any app before installing it on their phone, and verify applications they want to download from the app store for duplicates. Fake apps are among the most common smartphone threats, and taking these simple precautions can prevent a person from exposing themselves to a cyber-attack or another kind of online fraud. Not being careful during online shopping Most people choose eCommerce apps on their phones to make purchases. However, online shopping sites can contain threats too. For example, an individual may fall into the trap of giving away their card details to scammers via the aforementioned fake or fraudulent shopping apps. Other than that, one may share the password of their shopping apps with their friends, thereby landing themselves in trouble. For this reason, one must only buy goods and services from trusted shopping sites and apps. Additionally, it is wiser not to save one’s payment details on such sites. Opening links/attachments in shady emails Emails from vague, potentially illicit sources need to be directed straight to the “spam” or “trash” folder on smartphones as they can cause data loss and software damage.
5 important questions to ask a financial advisor

5 important questions to ask a financial advisor

Financial planning is a complicated endeavor that does not stop with simply opening savings and certificate of deposit accounts. You need an expert who can advise you on the best investment and diversification strategies for building a solid portfolio to secure your financial needs. But before hiring a good advisor, it is essential to understand how the process works and how to proceed from here. These questions can be a starting point. Here are the five questions you must ask a financial advisor: What are your qualifications? Financial planning is a vast topic with several areas of specialization in practice. So, you need to understand whether the advisor provides assistance for financial planning in general or focuses on a specific aspect of portfolio building. Primarily, they practice with a Certified Financial Planner (CFP) qualification approved by federal regulatory authorities and guidelines for safe practices. What is the range of services you offer? Their experience will vary depending on the type of services provided, ranging from planning for retirement to tax mitigation strategies and real estate trust services. Some CFPs work as fiduciaries, ensuring they keep your best interests at heart when planning and strategizing your finances. You must also check to confirm any disclosures on the record of previous misconduct or legal sanctions imposed on their range of services. Do you work for a commission or a fee-only structure? Fees for professional services are one of the primary modes of payment for a CFP. But financial advisors can use multiple payment structures. So, you will have to confirm this before hiring them for a single session or keeping them on retainer. Discussing fee-only structures to avoid confusion and conflicts at the time of payment is better. You will also want to confirm “all-in costs,” as ambiguity in these terms can create hassles during payment.
6 essential questions to ask a therapist

6 essential questions to ask a therapist

Embarking on a therapeutic journey is a significant step toward self-discovery, healing, and personal growth. However, finding the right therapist and establishing a productive therapeutic relationship requires open communication and clarity. To make the most out of your therapy sessions, it’s essential to ask your therapist the right questions. These questions will help you gain a deeper understanding of the therapeutic process, establish mutual trust, and align your goals. Let’s discuss a few of them. What experience do you have in treating my specific concerns? Checking the therapist’s experience and expertise is essential. Knowing they have helped people with issues similar to yours will go a long way in calming your doubts and intrusive thoughts. Inquiring about their experience in treating similar cases can provide reassurance and confidence in their ability to support you effectively. How do you approach confidentiality and privacy? Confidentiality is a cornerstone of therapy, promoting a safe and trusting environment. Discussing the therapist’s approach to confidentiality, including any limits or exceptions, you can ensure that your personal information remains private. Understanding these boundaries will foster a sense of security and enable you to share openly without fear of judgment or disclosure. What are the goals and expectations of therapy? Clearly defining the goals and expectations of therapy is crucial for both you and your therapist. This question allows you to align your desired outcomes with the therapeutic process. Together, you can establish realistic goals and discuss the anticipated duration of therapy, ensuring that you are on the same page and working towards meaningful progress. How will we measure progress or success in therapy? Progress tracking is essential for gauging the effectiveness of therapy and providing a sense of accomplishment. You can actively participate in your healing journey and celebrate milestones by discussing the therapist’s approach to measuring progress, such as self-assessment, goal-tracking, or feedback.
5 credit card habits to steer clear of

5 credit card habits to steer clear of

Credit cards have made transactions incredibly convenient, as users can choose to pay later for any purchase. Such flexibility ensures that one’s purchasing power does not depend on one’s bank balance. Today, several credit card companies offer attractive benefits on purchases, including cashback and reward points, and have emerged as highly lucrative for users. However, one needs to exercise some caution while using credit cards. So, here are some credit-card habits to avoid: Applying for many cards at once Users often have multiple credit cards to split large expenses so that there is sufficient credit available for each card. However, applying for multiple credit cards successively can trigger multiple inquiries, which can negatively impact the credit card holder. So, it is best to avoid applying for multiple credit cards simultaneously. Not making timely payments Delaying credit card payments repeatedly can affect one’s credit score, which can cause problems with securing loans. In most cases, banks either reject loans or charge high-interest rates for those with poor credit scores. Many employers also reject candidates with a negative credit report. Paying credit card bills on time can help improve one’s credit score. Frequently paying through EMIs Equated monthly installments (EMI) allow users to repay credit card debts flexibly in parts over a specific time frame. Most credit card companies offer EMI options for users’ convenience. However, EMIs entail monthly interest in addition to the principal amount, leading to overspending. The best bet is to apply for an EMI only in case of large expenses. Closing a credit card Closing a credit card can affect one’s credit history, especially if the card is old. For example, if one owns two credit cards with credit histories of three and four years, the total credit history comes to seven years. But closing the card with four years of credit history would reduce this total to three years.
5 mistakes to avoid when selling or investing in cryptocurrency

5 mistakes to avoid when selling or investing in cryptocurrency

Being new to crypto trading does not necessarily mean one must make all the mistakes to experience and learn. Why not start smart as a beginner? For this, it is essential to be thorough with the common mistakes to avoid when selling or investing in cryptocurrency. Knowing what they are can help potential crypto traders begin their crypto journey on an informed and solid footing without incurring unnecessary losses. 1. Buying because the price is low Low prices may not always hint at a bargain. Sometimes, the prices are low for a reason. So, being wary of the coins with falling user rates is crucial. Many developers formulate a project and leave it after a few years. Consequently, the coin has not been updated, a common reason for its low price. So, one of the mistakes to avoid when selling or investing in cryptocurrency is buying without research, merely because the price is low. 2. Failing to pick the right crypto exchange platform Before one starts trading, one must research and choose a reliable cryptocurrency exchange. Sadly, many beginners rush into this step, which later proves to be a costly mistake. So, when selecting an exchange, look for the following features: User-friendliness and simplicity Low fees Vast selection of coins Good asset prices Useful trading features Regular review of security terms Personalized and reliable support Good educational content Secure and authentic 3. Diving in without much study One cannot learn trading by watching a few tutorials online or reading eBooks. To be well-versed in the skill, one must acquire in-depth knowledge before investing. So, it is vital to spend time learning the basics. One must know the following: What it entails Its types Risks involved How it works One can find several resources and courses online to equip oneself before taking the plunge.
50 Black Friday 2022 sales to check out

50 Black Friday 2022 sales to check out

This year’s biggest Black Friday specials will likely offer some of the most substantial cuts ever across a wide range of popular businesses and brands. Stores are working hard to offer seasonal items and avoid supply chain problems. While major shops are expected to offer great bargains, it is essential to buy with local businesses, especially in the post-pandemic era. Based on the discounts offered last year, here’s a look at what you can expect this year. Nordstrom Nordstrom could offer up to 50% off hundreds of selected goods from leading brands, as was the case last year. Longchamp items, such as the Le Pliage Cuir Leather Shoulder Bag, were discounted by 20-30%. Kiehl’s skincare sets The Daily Hydrating Skincare Gift Set was discounted at $48 (original value $66), which includes full-sized versions of two Kiehl’s classics: Ultra Facial Cream with Squalane and the renowned Avocado Eye Cream, suitable for everyone. Home Depot Refrigerators Home Depot previously offered up to $900 off refrigerators. Refrigerator discounts of up to $900 are available at Home Depot on some of the greatest brands in large appliances. Shop for Black Friday deals on Samsung, LG, and Whirlpool appliances. Amazon Amazon has some of the best discounts, and the Black Friday sales are chock-full of must-haves! Coach Outlet You could get up to 70% off Coach Outlet bags, wallets, shoes, and more, plus an extra 25% off sitewide. You could also enjoy free shipping on orders of $50 or more. Home Depot Dishwashers Whether you’re searching for a low-cost dishwasher or an upgrade to one with all the latest features, Home Depot is expected to offer up to 30% off a wide selection. Kohl’s With its online Black Friday deals, Kohl’s brings its A-game. In the past, we’ve seen a much lower free shipping requirement, thousands of deep discounts, and $15 Kohl’s Cash for every $50 bought.
3 simple ways to treat fleas and tick infestation in dogs

3 simple ways to treat fleas and tick infestation in dogs

As a dog owner, one of the biggest concerns to tackle is fleas and tick infestation. These parasites feed off the pets’ blood, causing excessive scratching and irritation. There is a variety of flea and tick repellents in the market. However, it is necessary to be aware of natural remedies. The following article lists some of the most effective treatments to manage flea and tick infestation in dogs at home: Clinical options Before discussing natural remedies to manage flea and tick infestation in dogs, it is also important to be aware of clinical treatment options. Simparica® This is one such option that prevents flea and tick infestation in dogs. The FDA-approved oral treatment option can be given once a month which remains effective for up to 35 days. Other treatment options Other options include Bravecto® and K9 Advantix®, where the latter is a topical treatment used on a monthly basis, and the former is an oral treatment option used once in three months. Bravecto® can also be used for getting rid of heartworm. Foods to eat Experts say that fleas and ticks are likely to attack weak and unhealthy animals. If your dog is given healthy and nutritious foods, fleas and tick infestation won’t be a problem. Make sure your dog’s meal comprises of fresh whole foods and unprocessed proteins. Nutrients such as B vitamins, probiotics, sulfur, omega-6 fatty acids, and omega-3 fatty acids are essential for their health. These nutrients can be acquired from foods like meats, organ meats, fatty fish, flaxseed, poultry, eggs, broccoli, cauliflower, and more. Natural home remedies Essential oils The topical application of essential oils is one of the best natural remedies for treating fleas and tick infestation in dogs. It’s best to use essential oils like lavender, peppermint, lemongrass, cedar oil, or eucalyptus oil.
4 ways to manage overactive bladder symptoms

4 ways to manage overactive bladder symptoms

Overactive bladder (OAB) is a health condition where one experiences a frequent urge to urinate. They also find it hard to control, leading to involuntary loss of urine. About 33 million people across the country are diagnosed with an overactive bladder, and women are more prone to the condition than men. Read on to learn about the treatment options, meal plans, and lifestyle changes to manage the symptoms of an overactive bladder: Treatment options Besides simple home remedies, several oral treatments help manage the symptoms of an overactive bladder. The most common FDA-approved options include GEMTESA, MYRBETRIQ, and TOVIAZ. These work in different ways to relax the bladder muscles, help the bladder hold more urine, and keep it from squeezing often. If used correctly, they can reduce the frequency and urgency of going to the bathroom. Meal plans A balanced food plan can help cope with the symptoms of an overactive bladder. Patients must avoid sodas, canned juices, flavored yogurt, and ice cream. These have added sweeteners and preservatives that irritate the bladder, squeezing it and making it difficult for the muscles to relax. Instead, one can opt for fresh juices, high-protein home-cooked meals, whole grains, and fiber. Creating a meal plan makes it easy to have the ingredients ready for different recipes. If unsure, one can consult a doctor about the foods to eat and avoid. Lifestyle changes Doctors advise patients to follow an active lifestyle besides using treatments and eating the right foods. A 40-minute workout can be rewarding. One can choose a sport, go for morning or evening walks, or join a fitness club. Specific exercises help strengthen the pelvic floor muscles, helping control the urge to urinate for longer. However, strengthening the pelvic muscles can take some time, and patients must seek the advice of an expert to perform the exercises correctly.
6 unhealthy habits that make mattresses dirty

6 unhealthy habits that make mattresses dirty

We spend at least a third of the day in our beds. And that’s just for getting some rest or for sleeping. Factor in a few more hours of the day if you’re binging on TV or scrolling through social media. While everyone’s bedtime routine looks different, one thing remains constant – no one likes the feeling of a dirty bed or mattress. Here are six habits that could be making your mattress dirty: Eating in bed While the idea of curling up in bed with snacks is comforting, eating in bed can leave behind crumbs and spills which attract bugs. Hence, it is best to avoid eating in bed and preserve it as a sanctum of comfort and sleep. Putting the day’s bags on the bed Your bag has seen all your day’s adventures, collecting dust and germs on the way. Putting it on the bed can transfer these impurities onto your bed, making it dirty, and grimy, and therefore impacting health and sleep quality. Getting into bed as soon as you get home Just like your bag, your outfit has also been in contact with outside bacteria. Getting into bed with the same clothes can transfer these bacteria onto your bed. Working in bed Even with pandemic restrictions reaching their natural end, many of us continue to work from our beds at home. Not only can this prove counterproductive, but also unhygienic, as it doubles the number of germs in our beds. Not cleaning up pet dander According to a study, one of the most common allergens found on beds is pet dander, including fur and bacteria. To avoid this, bathe your pets twice a week, and clean their paws before allowing them into bed. Not washing your sheets often Our beds have a lot of dry skin cell deposits on them.
6 foods that can help reduce the risk of dementia

6 foods that can help reduce the risk of dementia

Dementia is a psychological condition involving the progressive loss of cognitive abilities, including memory, reasoning, concentration, and the ability to carry out daily tasks. Many patients with dementia show behavioral changes and mood swings, hallucinate, and get disorientated and irritable. Besides early diagnosis and timely treatment, constant care, family support, and some lifestyle changes can contribute to healing from dementia. Here are some foods that can help individuals prevent and manage dementia symptoms: Spinach Spinach contains high levels of lutein, an antioxidant that helps prevent loss of cognitive functions. Moreover, several studies have drawn associations between the intake of spinach and other leafy greens and the prevention of cognitive decline. Spinach can be added to stir-fries, gravies, soups, smoothies, etc. Fatty fish Fatty fish varieties like salmon, tuna, and mackerel are packed with Docosahexaenoic acid (DHA). Studies have demonstrated a decline in DHA levels among individuals with Alzheimer’s disease, a leading cause of dementia. Thus, a meal plan rich in DHA can help reduce one’s susceptibility to these psychological conditions. A daily intake of 200 mg of DHA is recommended for brain health. Broccoli Being a cruciferous vegetable, broccoli is rich in carotenoids and vitamin B. These components can reduce the levels of homocysteine, an amino acid known to contribute to cognitive decline and related psychological conditions in the body. It also contains compounds called glucosinolates, which are broken down into compounds called isothiocyanates. These compounds are proven to reduce one’s risk for neurodegenerative diseases. Eggs Eggs are rich in choline, found to enhance cognitive function. Furthermore, one egg yolk contains approximately 200 mcg of lutein, another essential component for preventing cognitive decline. Thus, a meal plan rich in protein sources like eggs can protect cognitive health. Avocados Avocados are packed with vitamin B and can help with the reduction of homocysteine, a risk factor for psychological disorders.